Reform Auto Insurance System to Bring Down Premiums

Staff Contact

Wendy Block

Vice President of Business Advocacy and Member Engagement

(517) 371-7678 |

Summary of Bill & What It Means to You

Legislation works to drive down Michigan’s highest-in-the-nation auto insurance rates by giving drivers a choice in the Personal Injury Protection (PIP) benefits they buy; instituting a fee schedule to control reimbursement rates for medical services; and mandating a rollback in auto insurance rates for eight years.

Chamber Position

NO POSITION ON FINAL BILL. At the beginning of the 2019-20 legislative session, the Michigan Chamber called for bold action to drive down Michigan’s exorbitant auto insurance rates. Michigan drivers currently pay auto insurance rates that are, on average, 83 percent higher than the national average. Although both the House and Senate passed bills that the Michigan Chamber could support, the legislation was amended following negotiations with the Governor. While there are many good components to the plan, we have concerns about how this bill will impact competition and choice in the marketplace over the next several years.

Bill Sponsors

This bill is a

Primary Sponsor: Rep. JASON SHEPPARD, (District 56)

Additional Supporter
Aaron Miller, Beau LaFave, Bronna Kahle, Joseph Bellino

Primary Sponsor: Sen. ERIC NESBITT, (District 26)

Additional Supporter
Lana Theis, Kimberly LaSata, Kenneth Horn, Ed McBroom, Tom Barrett, Dan Lauwers, Curtis VanderWall

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