Auto Insurance Reform Negotiations Continue; Chamber Remains Optimistic

May 19, 2019

Negotiations continue between the Michigan Senate, House and Governor on bipartisan legislation to drive down our state’s highest-in-the-nation auto insurance premiums. Despite early signals that the Governor Whitmer would veto the Senate- and House-passed bills, the Governor recently indicated she could support some elements of their plans, prompting lawmakers to hold off on a final vote on the legislation so negotiations can continue. 

The Governor has indicated that she could support allowing motorists to choose from varying levels of personal injury protection (PIP) coverage when buying auto insurance. However, she has said any legislation must require motorists to purchase at least some level of PIP (i.e., medical) coverage. Senate Bill 1 and House Bill 4397 would allow motorists to opt-out entirely if they had other health insurance coverage in place that covered auto accidents.

The Michigan Chamber is encouraged by the recent turn of events and remains optimistic that lawmakers will send a bill to the Governor’s desk that tackles this key issue and is focused on the 7.1 million licensed drivers who are counting on them to make their car insurance premiums more affordable.

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