Policy & Politics

The Michigan Chamber supports the preservation of Michigan's no-fault automobile insurance law, including the prompt payment of benefits in exchange for strict limitations on the right to sue an at-fault party for non-economic damages (i.e., pain and suffering). Specifically, we support legislation to address insurance fraud and the over utilization of benefits. We also support current legislative proposals to provide Personal Injury Protection (PIP) benefits for private passenger auto insurance with a variety of optional benefit levels and impose a medical fee schedule for personal auto PIP claims based upon the existing workers’ compensation fee schedule.